How to Apply

If you've received an offer from us by mail, you may be able to consolidate debt with a First Solution Loan... We'll complete your debt consolidation loan process and provide a decision in about 20 minutes. After that, we will apply loan proceeds to the accounts you wish to consolidate as soon as possible after you are accepted for the offer.

Begin your application online.

Apply Now

Before you apply, you'll need to have these 3 things handy.

  • Your Priority Number, Access Code and Reservation Number from the top of your Application.
  • The account number, balance amount and payment address for each creditor you'd like to pay off.
  • Your checking account number and routing number if you'd like to set up automatic monthly payments.

What if I change my mind? Your satisfaction is guaranteed. You can change your mind and cancel your loan for any reason within 45 days of receiving the loan. Just return the entire amount within the first 45 days, and pay no fees, no penalties and no interest. It's that easy.